Consumer Law 101: For Business Professionals


Students, start by watching this quick video:

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This course is made up of 5 different Course Levels 

(and each level includes everything in the levels before it):

Base Course – FDCPA and FCRA.

Advanced Course – EFTA and FCBA.

Pro Course – Landlord/Tenant Law and Auto Fraud/Repos.

Scholar 4 – Live, Monthly, 2-hour Webinars & Private Chat Hotline with Swift Law North Attorneys.

Scholar 5 – Private 1-on-1 Retainer Chat with Swift Law North Attorneys.

Continue Reading for Further Details about Each Level

Level 1: Base Course – FDCPA and FCRA.

OVERVIEW:

  • Level 1 Base Course consists of 20 Lecture Videos, taught by Attorney Experts, covering the fundamentals and litigation secrets of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). 
  • The FDCPA and FCRA truly form the foundation upon which credit reporting exists, so every credit professional must know the basics and secrets of these cornerstone statutes!
  • ​This Course covers the most common FDCPA and FCRA violations and how to use the FDCPA and FCRA for more deletions and higher credit scores!
  • ​​Plus, learn secrets about the debt collection and credit reporting industries that can lead to $$$ THOUSANDS OF DOLLARS $$$ via litigation for You and Your Consumer clients!
  • ​EXTRA CREDIT MATERIAL INCLUDED WITHIN LEVEL 1:
  • ​​​Incredible FDCPA and FCRA Case Examples for Marketing
  • ​​LAWYER-DRAFTED TEMPLATE LETTERS: Ready-to-use validation/verification FDCPA Template Letters and FCRA Dispute Template Letters!

FURTHER DETAILS ABOUT THE COURSE:

 CLICK HERE TO LEARN HOW THIS WILL BENEFIT YOUR BUSINESS

  • Litigation-Backed Credit Repair leads to better client outcomes, like Higher Credit Scores, More Debt Forgiveness/Waiver, More Tradeline Deletions, and Happier Clients!
  • ​Plus, You and Your Consumer Clients may be entitled to $$$ THOUSANDS $$$ of dollars!

 CLICK HERE TO VIEW THE TABLE OF CONTENTS/COURSE SYLLABUS

  • FDCPA 101 for Professionals Lecture Videos:
  • ​1. ABCs of the FDCPA – Part 1: Who, What, and Why?
  • 2. ABCs of the FDCPA – Part 2: Important Definitions & Legal Standards
  • ​3. ABCs of the FDCPA – Part 3: SOL & Common Defenses
  • ​4. Pay Up or Else: Common FDCPA Violations
  • 5. Pau Up or We Destroy Your Credit: Other FDCPA Violations
  • 6. The TRUTH About Debt Verification and Validation Under the FDCPA
  • 7. What is a VALID Dispute Under the FDCPA?
  • ​8. Stop Calling: New Reg F Standards for Collection Comms
  • ​9. Secrets of the Debt Collection and Junk Debt Buyer Industry
  • 10.Consumers Fighting Back: The Secrets and Power of FDCPA Litigation!

  • FDCPA 102 – EXTRA CREDIT: Incredible FDCPA Case Examples!   
  • ​Learn about amazing FDCPA case outcomes (e.g., $50,000 in damages + tradeline deletion to the Consumer), as well as how to use FDCPA case examples as part of your marketing toolkit!  

  • FDCPA 103 – EXTRA CREDIT: Secrets of Lawyer-Drafted FDCPA Letters!  
  • Learn how to use pre-suit litigation letters (e.g., Dispute, Validation, and Reg F Convenience Letters) to achieve better outcomes for You/your Consumer clients — i.e., more deletions, higher credit scores, and more FDCPA cases. As an Extra Credit Bonus, this FDCPA 103 Lecture includes 2 Distinct Lawyer-Drafted Pre-Suit Letter Templates with easy-to-understand instructions and guidance!  

  • FCRA 101: for Professionals Lecture Videos:
  • 1. ABCs of the FCRA – Part 1: Who, What, and Why?
  • ​2. ABCs of the FCRA – Part 2: Important Definitions & Legal Standards
  • 3. ABCs of the FCRA – Part 3: SOL & Common Defenses
  • 4. Permissible Purposes: When can Someone Pull a Credit Report?
  • 5. Suing Furnishers Under the FCRA: Secrets of 1681s-2(b)
  • 6. Suing CRAs Under the FCRA: Secrets of 1681e(b) and 1681i
  • 7. The TRUTH About Debt Verification and Validation and the FCRA
  • 8. Night and Day: What Works for Credit Repair vs. FCRA Litigation
  • 9. Secrets of the Credit Reporting Industry: e-Oscar, Metro2, CDIA, and More!
  • 10. Consumers Fighting Back: The Secrets and Power of FCRA Litigation!

  • FCRA 102 – EXTRA CREDIT: Incredible FCRA Case Examples!  
  • ​Learn about amazing FCRA case outcomes (e.g., $300,000 in damages + tradeline deletion to the consumer), as well as how to use FCRA case examples as part of your marketing toolkit!  

  • FCRA 103- EXTRA CREDIT: Secrets of Lawyer-Drafted FCRA Dispute Letters!  
  • ​Learn how to use FCRA Dispute Letters to achieve better outcomes for You/your Consumer clients — i.e., more deletions, higher credit scores, and more FCRA lawsuits. As an Extra Credit Bonus, this FCRA 103 Lecture includes 2 Distinct Lawyer-Drafted FCRA Dispute Letter Templates with easy-to-understand instructions and guidance!  
**IMPORTANT SAVINGS NOTE: If you purchase LEVEL 2 Advanced Course, it includes EVERYTHING from the Level 1 Base Course!**

Level 2: Advanced Course – EFTA and FCBA.

 OVERVIEW:

  • Level 2 Advanced consists of 16 Lecture Videos, taught by Attorney Experts, covering the fundamentals and litigation secrets of the Electronic Funds Transfer Act (EFTA) and the Fair Credit Billing Act (FCBA). 
  • The EFTA and FCBA build on ConsumerLaw101 foundational knowledge and apply directly to credit reporting and credit repair, even though these two powerful consumer protection statutes are barely known and underutilized by credit repair professionals!
  • ​​This Course covers the most common EFTA and FCBA violations and how to use the EFTA and FCBA for more deletions and higher credit scores!
  • ​​Plus, learn secrets about the banking industry that can lead to $$$ THOUSANDS OF DOLLARS $$$ via litigation for You and Your Consumer clients!
  • EXTRA CREDIT MATERIAL INCLUDED WITHIN LEVEL 2:
  • ​​​Incredible EFTA and FCBA Case Examples for Marketing
  • ​​​LAWYER-DRAFTED TEMPLATE LETTERS: Ready-to-use and EFTA and FCBA Dispute Template Letters!

FURTHER DETAILS ABOUT THE COURSE:

 CLICK HERE TO LEARN HOW THIS WILL BENEFIT YOUR BUSINESS

  • Litigation-Backed Credit Repair leads to better client outcomes, like Higher Credit Scores, More Debt Forgiveness/Waiver, More Tradeline Deletions, and Happier Clients!
  • ​Plus, You and Your Consumer Clients may be entitled to $$$ THOUSANDS $$$ of dollars!

 CLICK HERE TO VIEW THE TABLE OF CONTENTS/COURSE SYLLABUS

  • EFTA 101 Lecture Videos:
  • ​1. ABCs of the EFTA – Part 1: Who, What, and Why?
  • 2. ABCs of the EFTA – Part 2: Important Definitions & Legal Standards
  • ​3. ABCs of the EFTA – Part 3: SOL & Common Defenses
  • ​4. Funds Transfer Scams 101: How to Fight Back
  • 5. The 60-Day Notification Rule: Use it to a Consumer’s Advantage
  • 6. Secrets of a Successful EFTA Error Notice!
  • 7. How can Credit Industry Pros Use the EFTA?
  • ​8. Consumers Fighting Back: The Secrets and Power of EFTA Litigation!

  • EFTA 102 – EXTRA CREDIT: Incredible EFTA Case Examples  
  • ​Learn about amazing EFTA case outcomes (e.g., lawsuits where Consumers received 2x the money stolen as damages), as well as how to use EFTA case examples as part of your marketing toolkit!  

  • EFTA 103 – EXTRA CREDIT: Secrets of Lawyer-Drafted EFTA Dispute Letters!  
  • Learn how to use EFTA Dispute Letters to help get Your/Your Consumer client’s money back after being victimized by unauthorized electronic funds transfers. As an Extra Credit Bonus, this EFTA 103 Lecture includes a Lawyer-Drafted EFTA Dispute Letter Template with easy-to-understand instructions and guidance!  

  • FCBA 101 Lecture Videos:
  • 1. ABCs of the FCBA – Part 1: Who, What, and Why?
  • ​2. ABCs of the FCBA – Part 2: Important Definitions & Legal Standards
  • 3. ABCs of the FCBA – Part 3: SOL & Common Defenses
  • 4. I Owe What?!?: What Constitutes a Billing Error?
  • 5. Secrets of a Successful Notice of Billing Error!
  • 6. Please Help! Creditors’ FCBA Duties
  • 7. How can Credit Industry Pros use the FCBA?
  • 8. Consumers Fighting Back: The Secrets and Power of FCBA Litigation!

  • FCBA 102 – EXTRA CREDIT: Incredible FCBA Case Examples!  
  • ​Learn about amazing FCBA case outcomes (e.g., a fraud victim receiving thousands of dollars for every separate FCBA statutory violation, plus credit deletion and debt forgiveness), as well as how to use FCBA case examples as part of your marketing toolkit!  

  • FCBA 103 – EXTRA CREDIT: Secrets of Lawyer-Drafted FCBA Dispute Letters!  
  • ​Learn how to use FCBA Dispute Letters to achieve better outcomes for You/Your Consumer clients — i.e., more credit reporting corrections/deletions and more FCBA cases. As an Extra Credit Bonus, this FCBA 103 Lecture includes a Lawyer-Drafted FCBA Dispute Letter Template with easy-to-understand instructions and guidance!  
**IMPORTANT SAVINGS NOTE: If you purchase LEVEL 3 Pro Course, it includes EVERYTHING from the Levels 1 and 2!**

Level 3: Pro Course – Landlord/Tenant Law and Auto Fraud/Repos.

  OVERVIEW:

  • Level 3 Pro consists of 16 Lecture Videos, taught by Attorney Experts, covering the fundamentals and litigation secrets of Landlord/Tenant Law and Auto Fraud/Repossessions
  • Landlord/Tenant Law and Auto Fraud/Repos also build on ConsumerLaw101 foundational consumer protection knowledge and teach skills and techniques to fight against these tricky areas of the law that constantly trip up credit repair specialists and Consumers alike! 
  • ​​This Course covers the most common Landlord/Tenant and Auto Fraud/Repo violations and how to use Landlord/Tenant and Auto Fraud/Repo Laws for more deletions and higher credit scores!
  • ​​Plus, learn secrets about that can lead to property management and dealership violations $$$ THOUSANDS OF DOLLARS $$$ via litigation for You and Your Consumer clients!
  • EXTRA CREDIT MATERIAL INCLUDED WITHIN LEVEL 3:
  • ​​​Incredible Landlord/Tenant and Auto Fraud/Repo Case Examples for Marketing
  • ​LAWYER-DRAFTED TEMPLATE LETTERS: Ready-to-use and Landlord/Tenant and Auto Fraud/Repo Dispute Template Letters!

FURTHER DETAILS ABOUT THE COURSE:

 CLICK HERE TO LEARN HOW THIS WILL BENEFIT YOUR BUSINESS

  • Litigation-Backed Credit Repair leads to better client outcomes, like Higher Credit Scores, More Debt Forgiveness/Waiver, More Tradeline Deletions, and Happier Clients!
  • ​Plus, You and Your Consumer Clients may be entitled to $$$ THOUSANDS $$$ of dollars!

 CLICK HERE TO VIEW THE TABLE OF CONTENTS/COURSE SYLLABUS

  • Landlord/Tenant (“LT LAW”) 101 Lecture Videos:
  • ​1. ABCs of LT Law – Part 1: What Laws Apply to Leases?
  • 2. ABCs of LT Law – Part 2: Holdover & Habitability
  • ​3. ABCs of LT Law – Part 3: Retaliation & Evictions
  • ​4. Terminating a Lease: Power in the Hands of Consumers
  • 5. Common Landlord Violations – Part 1: FDCPA and FCRA
  • 6. Common Landlord Violations – Part 2: Security Deposit Theft & Lease Violations
  • 7. Sued for Eviction – Part 1: Processes and What to Expect
  • ​8. Sued for Eviction – Part 2: Common Defenses

  • Landlord/Tenant 102 – EXTRA CREDIT: Incredible Landlord/Tenant Case Examples!  
  • ​Learn about amazing LT Law case outcomes (e.g., a judgment for the Consumer for $15k due to an illegal eviction), as well as how to use LT Law examples as part of your marketing toolkit!  

  • ​Landlord/Tenant 103 – EXTRA CREDIT: Secrets of Lawyer-Drafted Tenant Letters!  
  • Learn how to use Tenant Dispute/Notice Letters to help You/Your Consumer clients with rental debts and apartment collections accounts. As an Extra Credit Bonus, this LT 103 Lecture includes a Lawyer-Drafted Tenant Dispute/Notice Letter Template with easy-to-understand instructions and guidance!  

  • Repos & Auto Fraud 101 Lecture Videos:
  • 1. ABCs of Repos – Part 1: Intro to Repossessions
  • ​2. ABCs of Repos – Part 2: The TRUTH about Repo Deficiency
  • 3. ABCs of Repos – Part 3: Debtor/Consumer Protections
  • 4. Sued for Repo Deficiency – Part 1: Processes and What to Expect
  • 5. Sued for Repo Deficiency – Part 2: Common Defenses
  • 6. Common Auto Fraud Violations – Part 1: Yo-Yo Financing and Lemon Law
  • 7. Common Auto Fraud Violations – Part 2: Salvage and Other Frauds
  • 8. Consumers Fighting Back! Auto Loan Related FDCPA, FCRA, & EFTA Claims!

  • Repos & Auto Fraud 102 – EXTRA CREDIT: Incredible Case Examples!  
  • Learn about amazing Auto Fraud case outcomes (e.g., a Consumer who successfully fought a wrongful Repo to the tune of $50,000 in damages), as well as how to use Auto Law case examples as part of your marketing toolkit!  

  • Repos & Auto Fraud 103 – EXTRA CREDIT: Secrets of Lawyer-Drafted Repo Disputes!  
  • ​Learn how to use UCC and Dispute Letters to achieve better outcomes for You/Your Consumer clients when facing repossessions and repo debts. As an Extra Credit Bonus, this Repos 103 Lecture includes a Lawyer-Drafted Repo Deficiency Dispute Letter Template with easy-to-understand instructions and guidance!  
***IMPORTANT SAVINGS NOTE: If you purchase LEVEL 4 Scholar Webinars, it includes EVERYTHING from the Levels 1,2, and 3!***

Level 4: Scholar – Live, Monthly, 2-hour Scholar Webinars & Private Scholar Chat Hotline.

 OVERVIEW:

  • Live, Monthly, 2-hour Scholar Webinars hosted and moderated by Swift Law North Partners
  • First hour: Scholar Subscribers/participants may submit pre-screened fact pattern questions, three of which will be discussed in a deep dive by the SLN moderator and the larger CL101 Scholar Group.
  • Second hour: a lively Q&A sessions occurs with SLN Partner moderators taking as many fact patterns and other strategy/legal questions as possible!
  • ​Private Scholar Chat Hotline is a private group chat composed of Swift Law North attorneys, Swift Law North Affiliate Partners, and the best Credit Repair Professionals around the country.
  • ​The CL101 Private Group Chat Hotline embraces a deep dive and active discussion of Litigation-Backed Credit Repair. Private Chat Scholars rely on each other like a CL101 family and freely share business ideas and ask relevant fact-pattern and business-level questions of other Scholars and SLN attorneys.
  • ​​The ConsumerLaw101 Private Chat Hotline is moderated by several SLN Consumer Protection Attorney Partners, who will monitor the discussion and weigh in when necessary to provide legal guidance and advice.

FURTHER DETAILS ABOUT LEVEL 4:

 CLICK HERE TO VIEW FURTHER DETAILS ABOUT LEVEL 4

  • At Level 4 of the ConsumerLaw101 Teaching Series, CL101 students become CL101 “Scholars.”
  • Level 4 Scholar Webinars include 2-3 pre-screened case studies and 2-5 pre-submitted questions—discussed and answered by SLN Partners—before a lengthy and lively Q&A.
  • ​​The CL101 Scholar Chat Hotline is monitored daily by SLN Partners, and CL101 Scholars and SLN Partners share ideas, ask questions, and consistently rely on each other to serve as a trusted hive-mind for the best Credit Professionals. 
  • ​In other words, Level 4 CL101 Scholars are members of an exclusive club of credit experts that operate as a lawfirm-like family to fight debt collectors and credit reporting agencies.
***IMPORTANT SAVINGS NOTE: If you purchase LEVEL 5 Private Scholar Chat Hotline, it includes EVERYTHING from the Levels 1,2, 3, and 4!***
*AFFILIATE NOTE: to qualify and to be paid as an Contract Affiliate Paralegal (CAP)—i.e., you implement the SLN Litigation Program as a Contract Underwriting Paralegal to Underwrite FDCPA and FCRA Claims (and get paid for them!) — you must purchase and complete CL101 Level 4 or higher. More information available upon request.

Levels 5: Scholar – Private 1-on-1 Retainer Chat.

 OVERVIEW:

  • Level 5 Scholar Level, the Cadillac, is a private 1-on-1 Retainer Chat between you and your team (up to 5 members) with a dedicated and devoted SLN Partner. 
  • The CL101 1-on-1 Retainer Chat is truly the pinnacle of ConsumerLaw101 and Litigation-Backed Credit Repair. Private Chat Scholars have access (via him/her and their team) to a dedicated, SLN-Partner level attorney to ask questions.
  • ​The ConsumeLaw101 Private Chat is like having an expert Consumer Protection Attorney on retainer, in your pocket, 24/7 (availability varies, restrictions apply).

FURTHER DETAILS ABOUT LEVEL 5:

 CLICK HERE TO VIEW FURTHER DETAILS ABOUT LEVEL 5

  • The Level 5 Scholar Retainer Chat is between JUST YOU, UP TO 4 EMPLOYEES, AND AN SLN ATTORNEY PARTNER and provides direct access to an Attorney Expert during regular business hours and based on availability (restrictions apply). SLN Attorneys answer consumer fact pattern and strategy questions, mostly in real time—with the goal of always responding within at least 48 hours—for SIGNIFICANTLY LESS than standard monthly retainer agreements.
  • The Level 5 Scholar Retainer Chat is truly the missing link between significantly better client outcomes, including more tradeline deletions and debt forgiveness!
  • ​​Just imagine the possibilities with a Consumer Protection Attorney on retainer—in your pocket and/or on your computer—available to answer questions and to guide you through daily implementation of Litigation-Backed Credit Repair!

OUR GUARANTEE

We offer a 90-day money back guarantee, no questions asked.

SLN and CL101 stand behind the principle that Litigation-Backed Credit Repair is the best and only way to maximize the benefits to consumers, your clients, and you. The only way to implement Litigation-Backed Credit Repair is to first understand the laws and legal standards that provide the framework to the entire credit reporting scheme, like the FDCPA, FCRA, FCBA, and more, all taught via CL101 Course Curriculum.

To that end, we offer a 90-day 100% money back guarantee. If you are unhappy with the CL101 Course at all—at any Level and for any reason—we will process a full refund, no questions asked!

CONSUMER LAW 101 - IMPORTANT DISCLAIMER: Consumer Law 101 videos, materials, instructions, seminars, webinars, sessions, chats, and all other information are strictly meant for non-credit and non-diploma based educational and training purposes only. Neither Consumer Law 101 in general—nor any Consumer Law 101 Instructor individually—is acting in the capacity as a lawyer (or accredited instructor) with respect to any specific client, case, matter, or legal issue, irrespective of jurisdiction. Moreover, no information portrayed, distributed, or otherwise disseminated by Consumer Law 101 in general—nor any Consumer Law 101 Instructor individually—may be considered as legal advice, and no attorney-client relationship exists or shall ever exist between Consumer Law 101—including any of its parents, affiliates, subsidiaries, assigns, employees, directors, partners, or attorneys—absent the signing of a separate written retainer agreement signed by the Client(s) and Attorney(s).

By purchasing you agree to our Terms & Conditions regarding the return and dispute policy listed on our sales page. View our full Terms & Conditions by clicking here.